Employer Benefits Resource & Insurance Services (EBR) was founded in 2010 by Cleta Frederiksen. Cleta has extensive experience working withsmall and large employers, municipalities and insurance carriers creating medical plans that maximize the benefit to employees. EBR’s mission is to provide small employers experienced consulting to build a competitive benefit package. EBR works with employers and their employees to create a Benefit Package that maximizes the benefits purchased with the employer’s available benefit budget.
EBR acts as their clients’ HR Benefit department, communicating the benefits offered by the employer and is a resource for employees with their claims and provider issues. We’re fully aware of all of the changes currently going on in the insurance industry, and want to make sure our clients are able to take full advantage of all benefits available. EBR represents every major insurance company in California; therefore, we are not limited to any one carrier and we provide a comprehensive market review.
Our independence allows EBR a competitive advantage because we do not have an incentive to place business with any single carrier.
EBR Insurance Services
Cleta B. Frederiksen
CA Insurance License #0D03924